Building Financial Security One Conversation at a Time
We started Evolveflash in 2018 because retirement planning felt too complicated. Most people we met had questions but weren't getting straight answers. So we built something different.
How We Got Here
Back in early 2018, our founder was working at a traditional financial firm in Bangkok. He kept seeing the same pattern—people would come in confused about pensions, leave with a stack of brochures, and never return. The industry made everything harder than it needed to be.
That's when the idea clicked. What if retirement planning didn't have to feel like decoding legal documents? What if someone actually explained things in plain language?
By mid-2018, we'd opened our first office in Chiang Mai. Just three of us at first, working out of a shared space. Our approach was simple: listen more, talk less, and never use jargon when everyday words work better.

What Guides Our Work
Real Conversations
We don't do sales pitches. Every meeting starts with understanding where you are right now and what keeps you up at night about retirement. Sometimes that means admitting we're not the right fit.
Plain Language
If you can't understand what we're recommending, that's on us. We translate financial complexity into actual decisions you can make with confidence. No fancy terms to sound impressive.
Long-Term Focus
Retirement isn't a transaction. It's decades of your life. We build plans that adapt as your circumstances change. Most of our clients have been with us since 2019 or 2020.



Meet Someone From Our Team
We're a small team, which means you'll actually get to know the people managing your retirement planning. Here's someone you'll probably work with.

Valtteri Korhonen
Senior Retirement Planning Advisor
Valtteri joined us in 2019 after spending eight years at a large insurance company. He got tired of being told to push products instead of solving problems. Now he works with about forty families, mostly expats and Thai nationals planning retirement in the next ten to fifteen years.
He's the person clients call when life changes—new job, inheritance, health scare. His approach is methodical without being rigid. He'll walk through scenarios with you until the path forward makes sense.
- Certified Financial Planner since 2016
- Specializes in cross-border retirement strategies
- Speaks Thai, English, and Finnish
Our Journey So Far
Started With Questions
Opened our first office in Chiang Mai. Three advisors, one shared desk, and a belief that retirement planning could be less intimidating. Our first client was actually a friend's parent who needed help understanding pension options.
Found Our Rhythm
By this point we'd worked with about sixty families. Started noticing patterns in what people actually needed versus what the industry was selling them. Developed our consultation approach based on those conversations.
Weathered Uncertainty
The pandemic years taught us a lot about adaptability. We shifted to video consultations when needed, helped clients adjust plans during market volatility, and realized that accessibility matters more than fancy office space.
Still Learning
Now supporting over two hundred families across Thailand. Our team has grown to twelve advisors. We're still figuring things out, still adjusting our methods, still prioritizing those real conversations that started everything.
Ready to Talk About Your Retirement?
We're here to answer questions, not make a sales pitch. Book a consultation and we'll walk through where you are and what makes sense for your specific situation. No pressure, no jargon, just honest conversation.
Get in Touch