Retirement Should Feel Like Relief, Not Guesswork
We sit down with people who've worked hard their entire lives and help them figure out what comes next. No confusing jargon. No pushing products you don't need. Just straightforward planning that gives you confidence about the years ahead.
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We're Not Your Typical Financial Service
Most people come to us feeling overwhelmed by retirement planning. They've heard conflicting advice from friends, family, maybe even other advisors. Our job is to cut through that noise and build something that actually makes sense for their situation.
Honest Assessment
We start by looking at where you are right now. Current savings, expected pension payments, lifestyle goals. Then we talk about realistic paths forward—not fantasy scenarios or one-size-fits-all strategies.
Thailand Context
Living in Thailand during retirement brings unique considerations. We understand the local healthcare system, cost of living variations, and how foreign pensions interact with residency here. That local knowledge matters.
Ongoing Support
Life changes. Markets shift. Your plan should adapt too. We're here for regular check-ins, not just a one-time consultation that sits in a drawer gathering dust.
What People Actually Say
Jarek Novotný
Retired teacher, Chiang Mai
Ailís Tierney
Healthcare consultant
How We Actually Work Together
Every situation is different, but here's generally how things unfold when you work with us. No pressure, no rushed decisions—just methodical planning that builds your confidence.
Initial Conversation
We meet for about 90 minutes and talk through your current situation. Bring whatever financial documents you have—pension statements, savings accounts, property details. Don't worry about organizing everything perfectly. We'll make sense of it together.
Analysis Period
We take everything you've shared and build out different scenarios. What happens if you retire at 62 versus 65? How do healthcare costs factor in? What about that condo you're considering selling? We run the numbers and look for potential issues before they become problems.
Strategy Discussion
About two weeks later, we meet again to walk through what we've found. This is where we collaborate on building your actual plan—discussing options, weighing trade-offs, and making decisions that feel right for your specific goals and risk comfort level.
Ongoing Partnership
Most clients check in with us quarterly. Sometimes it's just a quick call to confirm things are on track. Other times we're adjusting strategies based on life changes or market conditions. You're not locked into anything—this relationship works as long as it's valuable to you.
Real Planning Looks Different
We Focus on What Actually Matters
Retirement planning isn't about predicting the future perfectly. It's about building enough flexibility that you can handle whatever comes. Maybe healthcare costs rise. Maybe you decide to travel more than expected. Maybe your pension adjusts differently than anticipated.
Good planning accounts for these variables without making you paranoid about every possibility. We build buffers where they matter and help you understand which risks deserve attention versus which ones are just noise.
Explore Our ApproachWhy Thailand Changes the Equation
If you're planning to retire here, you're dealing with currency exchange considerations, different banking systems, and healthcare options that work differently than back home. We've helped dozens of people navigate these specifics.
The key is understanding how your home country pension interacts with life in Thailand. Tax implications, healthcare coverage gaps, property ownership structures—these aren't insurmountable challenges, but they do require someone who understands both systems.
Learn More About Thailand Planning